Real estate appraisal services for homeowners in the city of Cranston and Providence County
See the top 7 reasons why Rhode Island homeowners order from Eastern Appraisal Services, Inc.:
We at Eastern Appraisal Services, Inc. understand the particular needs of a homeowner after appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale by Owner/Pre-Listing ServicesIt's very hard to be objective about your home because you most likely have an emotional attachment to it. Our professional appraisers at Eastern Appraisal Services, Inc. are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic selling price so your home will attract buyers, a professional appraisal is very crucial as a negotiating tool once you have an interested buyer. It's something tangible to show your buyer. An appraisal is an independent third party's opinion of your house's value -- not just how much your house is worth. Interested buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to a seasoned appraiser's value estimation than yours.
Challenging Providence County's assessment of your propertyIf you live in a region that is declining or is not appreciating as much as other properties nearby, your local tax assessor may have your home overvalued. That means you are paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better. An expert appraisal from Eastern Appraisal Services, Inc. is your strongest weapon when challenging your property tax assessment.
PMI Removal AppraisalsAn attractive way to cut expenses for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your property. In most cases you can apply to your lender to have the PMI eliminated from your loan. We're seasoned in helping customers just like you abolish undesirable PMI insurance.
Recently got a freeze to your HELOC?Even if your specific property has not declined in value, your lender may decide to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area. This can be annoying from a cash flow standpoint, and negative on your credit score since it may appear as though that credit line is maxed out. Eastern Appraisal Services, Inc. can help you reinstate your home equity line of credit with a professional appraisal.
Field and Desktop Appraisal Review ServicesWould you prefer a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you desire a seasoned professional to double-check your appraisal for precision? Eastern Appraisal Services, Inc. offers field reviews where we go out and check the subject and comps. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Eastern Appraisal Services, Inc. can help you with that. Even though most review work is commissioned by lenders for quality control, homeowners suspecting a prior appraisal wasn't above board are prudent to get a second opinion.